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Sticker Dogs Car
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 Belgian Shepherd Dog Christmas Card Terv 3 by Starprint  US $1.87
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 Belgian Shepherd Dog Christmas Card Terv 1 by Starprint US $1.87
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 Chinese Crested Christmas Card Design No 2 by Starprint US $1.87
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 Greyhound Christmas Card Design No 5 by Starprint US $1.87
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 German Shorthaired Pointer Christmas Card No2 Starprint US $1.87
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 Dandie Dinmont Terrier Christmas Card No 7 by Starprint US $1.87
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 Working Cocker Spaniel A6 Blank Card No 29 By Starprint US $2.50
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 2 Pyrenean Sheepdog Car Stickers By Starprint US $7.79
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 Cocker Spaniel Working Birthday Card No 24 By Starprint US $2.50
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 Working Cocker Spaniel Coaster No 10 by Starprint US $3.91
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 Border Collie Dog Coaster No 6 by Starprint US $3.91
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 Whippet Coaster No 3 by Starprint US $3.91
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 Cocker Spaniel Fridge Magnet No 14 by Starprint US $3.11
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 Cocker Spaniel Working Fridge Magnet No 15 by Starprint US $3.11
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 Basset Hound Dog Coaster No 4 by Starprint US $3.91
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 2 Welsh Springer Spaniel MBF Car Stickers By Starprint US $7.79
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 Basset Hound Dog Coaster No 1 by Starprint US $3.91
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 Basset Hound Dog Coaster No 2 by Starprint US $3.91
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 Basset Hound Dog Coaster No 3 by Starprint US $3.91
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 Australian Shepherd Dog Tax Disc Holder No3 Starprint US $5.47
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 2 Swedish Vallhund MBF Car Stickers By Starprint US $7.79
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 2 Smooth Fox Terrier MBF Car Stickers By Starprint US $7.79
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 2 Smooth Collie Car Stickers By Starprint US $7.79
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 Curly Coated Retriever Christmas Card No 5 by Starprint US $1.87
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 Briard Christmas Card Design No 6 by Starprint US $1.87
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 Brittany Christmas Card No 1 by Starprint US $1.87
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 Shetland Sheepdog Sheltie Christmas Card 10 Starprint US $1.87
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 Pomeranian Gift Wrapping Paper By Starprint US $4.30
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 Rhodesian Ridgeback Fridge Magnet by Starprint US $3.11
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 2 Whippet Car Stickers By Starprint US $7.79
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How To Apply Install A Sticky Pet Vinyl Die Cut Decal Sticker
Your Best Car Deal - Avoiding Dealer Scams
Obviously, not all car dealers are dishonest and unethical. However, all car dealers are in business to make money.The way they do that is simple.They use every pyschological trick, to take as much out of your wallet as possible.
Let us count the ways :
The Credit Score Scam:
You come in to buy a car, without a recent credit report.(bad dog!/stupid dog!) Because now your friendly helpful dealer gets to run your credit rating. And guess what he finds? Aw…too bad…..your credit score is too low. But,because he/she/it(hey, this could be San Francisco!)is friendly and helpful….there is a solution!.......it’s…..
The Interest Rate Bump Scam:
Enter the dealership’s friendly financing counselor, who,even with your terrible credit score,somehow manages to get you the cash you need for your dream-mobile,for only 8%. What the friendly counselor doesn’t tell you – is the real rate. 6%. Guess into which pocket the other 2% goes?
The Subject to Financing Scam:
Imagining that somehow you’ve got the deal of a lifetime,you glide home in your shiny,new dream-mobile. A week or so passes. Then you get a call from your friendly,helpful dealer with some bad news. Your loan didn’t go through. But – not to worry, because ever helpful and friendly(not to mention resourceful) dealer,has managed(even with your terrible credit) to get you new loan with a lower monthly payment! What you don’t learn,until you arrive to sign on the dotted line,is that the rate of the loan,like politicians promises, has increased.
The Trade In Scam: (one of mmmmmmmany)
Some weeks after trading in your old pile o’ junk, for your brand new dream-mobile,you get a call from the bank. They want to know why you did’nt make your last payment on pile o’ junk. You explain that you traded in,and that your friendly,helpful car dealer is responsible for those payments. When the bank asks if you’ve got that in writing, then you realize that yourpals at friendly and helpful must have just forgotten to make the payments. And guess what direction your credit rating heads now?
The Dealer Prep Scam:
After scoring the deal of a lifetime,with everything signed and sealed – you suddenly get hit for an extra $600 or so. For what? You rightly ask. Why,for the folks at friendly n’ helpful to prepare your dream-mobile for delivery of course! Such as the state of their “art”,they are able to say this with a straight face,their tone implying that you are a few bricks short of a full load. Even though the manufacturer’s sticker on the windshield states that “suggested retail price includes pre-delivery service!”
These are just a few of the “tools” of the car jockeys trade. For you to get the dream-mobile you want, at the price you want, you need to understand and accept that you will never, I repeat,NEVER out bargain friendly, helpful car sales shark. These people are professionals.They do it day in, day out, on (you’ll pardon the pun) auto-pilot. You may think you’re smarter than the average bear. And you may well be. But attempting to outdance a sales professional is financial suicide.
Knowledge is, indeed, power. So know your credit score.Have your credit report in your pocket. Have your financing arranged BEFORE you pass the portals of friendly n’ helpful motors. Negotiate from strength. Call them on their b.s. And don’t hesitate to walk if the “deal” isn’t right. Take your cue from that old country song – “The Gambler “ – “You’ve got to know when to fold.”
Good luck!
COPYRIGHT 2009 LAWRENCE COLLINS. ALL RIGHTS RESERVED.
About the Author
COPYRIGHT 2009 LAWRENCE COLLINS. ALL RIGHTS RESERVED.
Lawrence Collins is a marketing consultant with a particular interest in consumer protection.
If you’d like an ex car salesman to give you more inside tips on how to get the deal you want on YOUR TERMS go to:
http://www.yourbestcardeal.info/
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